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No monthly maintenance fee with direct deposit fee waiver^##
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^†† A tax refund may only be direct deposited into an account that is in your name. This means that if you file a joint return, the name of the primary filer must match the name on the account. If a tax refund is directed to an account that is not in your name it may be rejected and returned to the IRS. No more than three electronic refunds can be deposited into a single financial account or prepaid card. If you exceed this limit you will receive notice from the IRS and a paper check refund.

^† The referred individual must pass ID verification, cannot be a previous cardholder and must open a new account using the referring CARD.com cardholder’s unique referral link. A cumulative $200 in payroll or federal benefits direct deposits, excluding tax refunds, must be met within 60 days from new card order, and the $50 will be credited within 5 business days. Referring and referred cardholders must have an account in good standing throughout the promotion. Credits totaling $600 or more must be reported on tax form 1099 MISC.

^## If you directly deposit $1,000.00 or more in the prior 30-day period, in one lump sum or an aggregate of deposits totalling $1,000.00, the Monthly Maintenance Fee will be waived and will not appear on your Card Account. If in the following 30-day period month the minimum direct deposit load of $1,000.00 is not met, then you will see the Monthly Maintenance Fee charged to your Card Account.

^‡ In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. It is important to note that your payroll or benefits payment provider may not submit the deposit or payment early each payment period. Be sure to ask your payroll or benefits payment provider when they submit your deposit information to the bank for processing. First time deposits less than $5.00 and deposits from tax sources do not qualify for early deposit of funds. Some deposits may not post early at our discretion.

^§ Standard data and messaging rates may apply from your wireless service provider.

^* IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. If we are unable to verify your identity, we will not open an account for you.

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