With the Family of Cards plan, get up to 3 cards for 1 Monthly Maintenance fee!

Same great features

  • Get paid up to 2 days faster* with Early Direct Deposit!
  • Conveniently manage money with our mobile apps or website
  • Access to over 24,000 free MoneyPass ATMs
  • Load your card easily with 5 different loading options, including no-fee Direct Deposit.

Plus with Family of Cards:

  • Pay only 1 Monthly Maintenance fee for up to 3 accounts!
  • Great to use for household budgeting, saving for a goal.
  • FAQs

  • What is the difference between Single Card or Family of Cards Monthly Maintenance Fee (“MMF”) Plans?

    Single Card and Family of Cards Monthly Maintenance Fee (“MMF”) Plans determine how your MMF is applied and possibly waived. Every account has the same functionality, you can have up to three accounts whether you select Family of Cards or Single Card, and the plan you choose applies to all of your card accounts. However there are some distinct differences in the MMF.

    With the Single Card Plan, each card account is assessed a $9.95 MMF, but the MMF on each card account may be waived if that card account has received $1,000.00 in Direct Deposit(s) in the last 30 day billing cycle, which begins with the first load. For example, if you have a Betty Boop card, you will be charged a $9.95 MMF per 30 day billing cycle. However, if you receive over $1,000.00 in Direct Deposits to your Betty Boop card in the past 30 day billing cycle, you will not pay a fee for your Betty Boop card in the next billing cycle. MMF waivers for Direct Deposit are assessed per each card account.

    With the Family of Cards Plan, you pay only one MMF; any MMF that would be assessed on your 2nd or 3rd card accounts is not applied in that billing cycle. By selecting the Family of Cards plan the most you could pay in any 30 day billing cycle in MMFs is $9.95. Remember, if you select Family of Cards, none of the accounts are eligible for the MMF waiver in the Single Card plan. If there is not a sufficient balance on that card to pay for the MMF, we will charge the remaining MMF amount to the second and third accounts in the order in which you first loaded them.

  • Why would I choose the Single Card Plan versus the Family of Cards Plan?

    If you only have one account and intend to keep it that way, then the Single Card plan is likely the option for you. You would pay one Monthly Maintenance Fee (“MMF”), and you could get that fee waived by direct depositing $1,000.00 in the prior 30 day billing cycle.

    If you have or want two or three accounts, then the Family of Cards plan is likely the option for you. Instead of potentially paying Monthly Maintenance Fees (“MMFs”) in each of your card accounts, with Family of Cards plan you pay one MMF every 30 day billing cycle regardless of how many cards you have.

  • Can I have some accounts on the Single Card Plan and other accounts on the Family of Cards Plan?

    You can have up to 3 card accounts with either plan, and the plan you choose applies to all of your card accounts. For example, you may have 3 cards on the Single Card Plan, or 3 cards on the Family of Cards Plan, but you could not have 1 card on the Single Card Plan and 2 other cards on the Family of Cards Plan.

  • How do I know if my accounts are on a Single Card plan or Family of Cards plan billing?

    If you did not pre-select a plan during sign up, your account is by default the Single Card Plan. Any additional accounts that you open will be on the same plan as the first account when it is created.

    You can see which plan you are on, as well as change your plan from the Single Card Plan to the Family of Cards plan, by logging in to our mobile app or website and navigating to the “Manage Cards” tab of the Account page. Once there, you can see your choice, and change your preferences. Remember, you may only change from one plan to the other once in any 90 day period.

  • If I want to receive a Monthly Maintenance Fee waiver that the Single Card plan offers, can I switch back?

    You can switch from Family of Cards to Single Card once in any 90 day period. If you have changed your choice of plan, you will have to wait at least 90 days to change it again. There is no limit to how many times you may switch.

  • How are Monthly Maintenance Fees charged on the Family of Cards Plan?

    With the Family of Cards Plan, you pay one MMF and any additional MMF that would be assessed on your 2nd or 3rd card accounts is not applied in that billing cycle. By selecting the Family of Cards plan the most you could pay in any 30 day billing cycle in MMFs is $9.95. Remember, if you select Family of Cards Plan, none of the accounts are eligible for the MMF waiver in the Single Card Plan.

    You can also read about the terms in detail in our Cardholder Agreement, but in summary, if you choose the Family of Cards Plan we will charge the Monthly Maintenance Fee to the card you first loaded. If there is not a sufficient balance on that card to pay for the MMF, we will charge the remaining MMF amount to the second and third accounts in the order in which you first loaded them.

  • How are Monthly Maintenance Fees charged on the Single Card Plan?

    With the Single Card plan, each card account is assessed a $9.95 MMF, but the MMF on each card account may be waived if that card account has received $1,000.00 in Direct Deposit(s) in the last 30 day billing cycle, which begins with the first load. For example, if you have a Betty Boop card, you will be charged a $9.95 MMF per 30 day billing cycle. However, if you receive over $1,000.00 in Direct Deposits to your Betty Boop card in the past 30 day billing cycle, you will not pay a fee for your Betty Boop card in the next billing cycle. MMF waivers for Direct Deposit are assessed per each card account.